Best Resource of High School Teachers Pay Teachers 2022

Resource of High School Teachers Pay Teachers

High School Teachers Pay Teachers is the place to be! Teachers Pay Teachers buyers and sellers are finding the wealth of resources available and plenty of room to grow.

Now here is a small sampling of some of the resource of High School Teachers Pay Teachers and stores that cater to the high school.

High School Teachers Pay Teachers (TPT) Mathematics

High School Teachers Pay Teachers Mathematics
High School Teachers Pay Teachers Mathematics
  • Caryn White of Caryn Loves Math says, “My advice to buyers is not to limit your search to grades 9–12. Just today I was looking for an activity for my geometry class and found a 4th grade item that fit my goals exactly. After some minor modifications, it became a sideline.”
  • High School Math Essentials is ready with… the essentials.
  • Jennifer Lamb of the Teaching High School Math blog says, “I love using TPT to find new ways of doing things: new puzzles, new presentations, new ways to use technology. For example, I didn’t realize what QR codes were before looking at some resources on TPT. Now I have tried them in my classroom and my students love them!”
  • For the love of teaching math equation solving, Disco Frog Bingo defies the “if it’s for high school, it can’t be cute” rule, and is sure to get rave reviews!
  • Teaching Math by Hart offers a great giveaway called the Skyscraper Challenge: a team building activity. Check it out.

High School Teachers Pay Teachers Science

High School Teachers Pay Teachers Science
High School Teachers Pay Teachers Science
  • Science Stuff’s Amy Brown says, “Don’t create products for Teachers Pay Teachers, create materials for your classroom. If they are successful in your classroom, put them on Teachers Pay Teachers!”
  • Tangstar Science has taken groups of children to Costa Rica to study rainforest ecosystems and has over 200 biology and chemistry resources in its store.
  • Bond with James is stocking his shop with cool items, including his atomic structure task cards.
  • Teach with Fergy’s Physical and Chemical Properties and Changes Lesson – High School Chemistry is worth a look. Fergy suggests, “After you’ve built your inventory, you need to promote.”
  • April Cartwright is constantly growing her store. Her well-designed Mitosis Card Sort Set is a buyer’s favorite.
  • AwesomeScience does a good job of making products visually consistent and recognizable, but not too cutesy.

YOU MAY READ: Government Hardship and Personal Grants Help With Bills For Women

Teachers Pay Teachers (TPT) High School History and Social Studies

Teachers Pay Teachers High School History and Social Studies
Teachers Pay Teachers High School History and Social Studies

All Things History Lesson Plans offers cool themed crossword puzzles to engage and challenge your students.

For people thinking of becoming a High School Resource Salesperson, Linda Jennifer’s advice is:

  • Resist the urge to post too many articles at once.
  • Related to the first point is spending time on the Seller Forum. You can access invaluable information, not only to help navigate Teachers Pay Teachers, but for teaching in general. Forums also provide a sense of community where one can find friendly advice and encouragement.
  • Keep in mind that you may need to rethink some of your initial ideas, hence the first tip.
  • Social Studies Rescue focuses on, you guessed it, Social Studies. See Challenges in Building the Transcontinental Railroad.
  • And for another relevant resource, be sure to check out Chalk Dust Diva’s From the Bay of Pigs to the Cuban Missile Crisis lecture (U.S. History).

High School Teachers Pay Teachers ELA

  • Open Classroom writes, “What amazes me most about Teachers Pay Teachers is the variety and quality of HS offerings that effectively meet the different needs of learners while remaining creative, engaging, and Common Core aligned. TPT is also a great resource for teachers who want to add a new perspective to a text or liven up materials that are taught year after year.”
  • Julie Conlon has a good branding technique for the entire ella ella store and gets rave reviews for ella’s response activity to ella ella’s novel for independent reading.
  • Laura Randazzo’s shop is packed with great resources and Ella’s graphics are perfect for High School.
  • Literary Roses keeps its objectives clear. Try it out from Her Introduction to Colonial Literature and Puritanism for Eleventh Grade English.
    Addie Williams’ Advice “I think the biggest advice for BUYERS is to not be afraid to try something new; a lot of us get stuck and think we should do what we’ve always done.” Test her with her advertising techniques: she creates her own ad. Fun things!
  • The Classroom Sparrow suggests: “High school teachers don’t realize what they’re missing! Students in today’s society need more than questions from the back of a textbook or chapter questions for novel study. I really try to create lessons that meet the interests of a variety of students. I have found some of the best activities to make my lessons more engaging and interactive through Teachers Pay Teachers.” Listen, listen, the Classroom Sparrow!

TPT High School French, Spanish, Technology, and More

  • The section title is inspired by Lessons from Liz, whose store offers French, Spanish, technology, and more!
  • How about a warm up exercise for your drama class, or maybe you just need a break from the same old? Try David McLean’s artist preparation activities.

The TPT, Spelling and Technology store can help your class create a comic strip using Microsoft Word 2003, 2007 and 2010.

Resource of High School Teachers Pay Teachers.

Government Hardship and Personal Grants Help With Bills For Women

Government Hardship and Personal Grants

Government Hardship and Personal Grants are monetary awards distributed by private foundations and the federal government to individuals. This is free grant money for bills or personal use that can be incredibly helpful in a number of situations where extra money is needed.

Recipients do not acquire debt when they make a grant because they do not need to be repaid and act like free public money.

Government Hardship and Personal Grants are not as specialized or restrictive as other government grants such as business capital grants or housing grants, allowing them to cover many more opportunities, meaning you can use them for anything and are not required to use them. for any purpose. special purpose.

Depending on your needs and desires, applying for Government Hardship and Personal Grants can provide a fresh start, relieve stress, and improve circumstances. The hardest part about applying for a personal grant is finding applications.

Government Hardship and Personal Grants For Woman

One of the most common situations where personal grants come in very handy is during times when money is short (or not) due to extenuating circumstances and additional cash flow is required for things like healthcare, school, and home repairs, for example.

Government Hardship and Personal Grants Help With Bills For Women
Government Hardship and Personal Grants Help With Bills For Women

Personal Grants To Pay Bills

The sick, disabled or unemployed may also receive personal grants. People also use personal grants to pay off debt, pay for legal fees, and a host of other things, including:

  • Property taxes
  • Public transport
  • Home repair/repair
  • School supplies
  • Transport
  • Fuel
  • New cars
  • Education and training
  • Insurance
  • medical bills
  • Mortgage, rent, utilities and other needs
  • Care/personal assistance
  • Community improvement

How To Apply for Personal Grants

Now that you know more about them, you may be saying to yourself, “Now I need a personal grant.” Applying for government hardship and personal grants is a simple process. However, the competition is very high.

While there are a number of charities, private foundations, and various agencies in government that award monetary donations, it can sometimes be difficult to choose. But there are certain ways to do this that will increase your chances of getting a personal grant.

The most effective approach is to try and focus on a few specific personal grants. This can be a little tricky on your own, so it’s a good idea to find a body that has experience with personal grants.

Go out of your way to find someone whose track record deserves respect. They can advise you on the best choice during the personal grant application process.

Whether you’ve been thinking about applying for a government hardship and personal grants for some time or are hearing about it for the first time, evaluate your finances and your long-term goals and decide if applying for a personal grant would be a good idea. for you. Countless people have improved their quality of life with personal grants.

Financial Assistance Programs for Women with Low Income

If you are a low-income woman, there are many assistance programs that can help you pay for your basic needs. Here is a collection of the largest and most useful.

Women, Infants and Children (WIC)

WIC is a program that aims to help children achieve the best results in life through proper nutrition. It does this by providing education and financial assistance to pregnant women and mothers of young children. You can get breastfeeding support, learn about proper nutrition, and get healthy food vouchers. You may apply if your child is five years old or younger.

Section 8 (Housing Choice Voucher Program)

Section 8 is the federal government’s main program to help people who cannot afford decent, sanitary housing. Those who qualify may receive a rent subsidy.

How it works?

After submitting an application and receiving approval, a person can go in search of a house to their liking. The landlord must be prepared to accept accommodation selection vouchers. If so, the program will provide the landlord with a monthly voucher covering a portion of the rent. The tenant pays only the difference.

You May Read: Best Fencing Grants For Farmers

Medicaid and the Children’s Health Insurance Program (CHIP)

Medicaid and CHIP are funded by both the state and federal governments and are administered by the states in accordance with federal requirements. These are health insurance programs for people who cannot afford to pay for their own health care. CHIP enrolled 9.4 million children in 2017.

If you need medical care for yourself or a family member, you must apply. Each state has its own requirements, so find your state here and contact them to apply and learn more. There is no reason to spoil your health! Help is nearby.

Low Income Energy Assistance Program (LIHEAP)

The Low Income Energy Assistance Program (LIHEAP) is designed to help eligible low income households pay their energy bills. This can include help with paying bills, help with an energy crisis, insulation, repairs, and more.

To qualify, you must be able to prove that you need help by meeting the maximum income requirement for your family size. To find out if you qualify, you should contact the LIHEAP office in your state.

Supplemental Nutrition Assistance Program (Food Stamps or SNAP)

This program can help you pay for groceries at farmers’ markets and grocery stores. While food stamps have been a common way to get discounts in the past, the system has been upgraded. Now, if you qualify, you can get a discount card that looks like a debit card. It is discrete, so no one can easily tell that you are in the program.

To get SNAP benefits, you must apply in your state. You can use this pre-screening tool to see if you qualify. If you do, use this page to find your nearest local SNAP office.

Temporary Assistance for Needy Families (TANF)

TANF is a new program that replaces the old Social Security program and offers benefits to those who need it. Benefits include income support, childcare, work-related activities and more. However, to receive benefits, you must participate in the work.

Supplemental Security Income (SSI)

SSI is a federal program designed to provide benefits to adults and children with disabilities and limited income. It is also available to individuals aged 65 and over who meet financial requirements. If you or a family member has a disability, you can get help.

Best Fencing Grants For Farmers | Apply Now 2022

Best Fencing Grants For Farmers

The United States Department of Agriculture (USDA) provides Fencing Grants for Farmers to struggling farmers who need to improve their land or agricultural businesses. Some programs allow producers to apply for best Fencing Grants for Farmers for various reasons.

Fences are designed to do one of two things: keep things in or keep them out. On a farm, fences can be used to control livestock and wildlife for protection.

Fences can also be used to create separate grazing areas where the farm owner can control the movements of his livestock.

This can help conserve water and stimulate grass growth to make the farm more profitable.

Find The Best Fencing Grants For Farmers

Best Fencing Grants For Farmers
Best Fencing Grants For Farmers

The United States Department of Agriculture (USDA) has a number of resources to support aspiring farmers and ranchers by providing Farmer Closeout Grants.

To help nurture this land, new generations of producers receive fencing grants for farmers and financial support to purchase farms, build fences and provide technical assistance in implementing conservation practices.

  • Livestock & Crop Conservation Grant Program
  • County Grants
  • Chesapeake Bay Watershed Initiative
  • Wildlife Issues
  • Deer Fence Program
  • Conservation Issues
  • Urban Interface Assistance
  • Special Fencing Grants For Farmers Programs
  • Qualifications

Livestock & Crop Conservation Grant Program

The Livestock and Crop Conservation Grant Program (LCCGP) provides funding to farmers who wish to add riparian fences to their land. This fence runs along water bodies to prevent livestock from entering the water or their waste from washing into it.

County Grants

The USDA provides funds to counties for a variety of projects, including conservation and agricultural fencing. Applicants can apply at their local agricultural service agency office.

Chesapeake Bay Watershed Initiative

The Chesapeake Bay Watershed Initiative (CBWI) provides funds to growers to help them adopt conservation practices. CBWI helps prevent excess nutrients and contaminants from entering waterways.

Wildlife Issues

The USDA NRCS offers a cost-share program for improving wildlife habitats. The Wildlife Enhancement Incentives Program will provide technical assistance and funds to build fences if the fences improve wildlife habitat. Consider applying for this fencing grants for farmers to protect an area of your farm ideal as a natural habitat for wildlife.

Deer Fence Program

New Jersey farmers who have issues with deer eating their crops can apply for the Deer Fence program. This funding allows low-income farmers to fence off their crops in hopes of saving them.

Conservation Issues

The USDA’s Natural Resource Conservation Service (NRCS) has a number of programs to help individual farmers and ranchers conserve natural resources such as soil or water.

One program, Conservation Stewardship Program (CSP) will provide grants and technical assistance to help farmers “improve their conservation performance by installing and adopting additional activities, and improving, maintaining and managing existing activities on farmland.”

The CSP program will provide fencing grants for farmers to build fences around the farm to implement conservation activities. To apply for this program, contact your local NRCS office.

Urban Interface Assistance

A farm located near an urban development, such as a town or suburb, may find itself in danger of being taken over or overrun by the town’s growing population.

Farmland can be targeted by developers and even threatened by eminent domain issues. If the needs of the many outweigh the needs of the few, farmers may be forced to sell their property.

The USDA NRCS Environmental Quality Incentive Program (EQUP) and Conservation Reserve Program (CRP) may be able to help farmers whose farmland is threatened by urban sprawl and eminent domain issues.

These programs can help build fences around the farm to establish farm boundaries from neighboring properties and additional funding can be raised to improve farming capacity while saving natural resources such as soil and water. .

Special Fencing Grants For Farmers Program

The program has some restrictions. It does not include any cost sharing for fence repairs, just new fencing for new grazing programs.

Fencing Grants For Farmers Programs
Fencing Grants For Farmers Programs

All farmers and ranchers know the difficulties and cost of repairing fences destroyed by storms and winter winds, but this specific EQIP program covers the cost of repairing fences and can be obtained from different grants for farmers.

Agricultural producers interested in the program should visit their local NRCS office. The staff is ready to listen to the needs of producers and help them in any way possible.

The NRCS works hard to raise the funds producers need, including working with other agencies that share a common goal of helping farmers and ranchers.


To qualify for grants through the USDA, a farmer or producer must have good credit and be unable to obtain loans from another bank. Grants are only given to people with low incomes.

The Advantages Of Fencing Grants For Farmers

Many farmers and ranchers routinely turn farmland into pasture. Fields that were once cultivated are planted with grass to increase and expand a grower’s grass change schedule and needs. Or maybe another pasture is needed to allow the cattle to turn better, but there is currently no fencing.

If new fencing is needed to improve grazing or promote rotational grazing, there are cost-sharing programs and loans to help pay for labor and materials.

Fencing costs are high, often the most expensive thing associated with grazing livestock, especially when miles of fencing are required. So there are agencies that give subsidies for fencing to farmers.

Co-payment to cover these expenses is available through the Natural Resources Conservation Service (NRCS) under the Environmental Quality Incentive Program (EQIP).

EQIP is an incentive program to assist growers by providing grants for equipment and fencing conversation projects.


  • How To Find Low-Income Housing With No Waiting List

Best Low-Income Housing With No Waiting List Near Me

Best Low-Income Housing With No Waiting List Near Me

Housing is one of the basic human needs apart from food and clothing, but for some people getting an affordable home can be quite difficult due to low income and a list of other factors.

Affordable housing is the best option for low income people so that they can meet all the needs of low income people. If you need, you may find low-income housing with no waiting list.

YOU MAY READ: Apply Online Payday Loan Instant Approval

How To Get Low-Income Housing With No Waiting List

Low-Income Housing With No Waiting List
Low-Income Housing With No Waiting List

Low-income people receive eventual assistance from government funding and subsidy which is used to provide housing providers who are required to run low-income housing with no waiting list.

There are low-income housing with no waiting list programs set up by the US Department of Housing and Urban Development, but even for that there is usually a long list of people waiting for approval.

Low-income Housing With No Waiting List Programs

Housing assistance for low-income people is not the same for everyone because there is a variation in income. There are different categories of AMI and it is commonly known as the Area Median Income Band, which are given below.

Income GroupsArea Median Income Band
Middle-IncomeIncome between 120-165% of area Median Income
Moderate IncomeIncome between 81 and 120%^of Area Median Income
Low IncomeIncome between 51 and 80% of Area Median Income
Very Low IncomeIncome between 31 and 50% of Area median Income
Extremely Low incomeIncome at or below 30% of Area median Income
List of Income Groups and Area Median Income Band

There are the most affordable and reliable low-income housing with no waiting list programs that are widely available in the United States of America. these programs are useful because low income people have to pay a much less amount as rent.

  • Public housing
  • Section 8 housing choice vouchers
  • Section 8 project-based rental assistance
  • Section 202 supportive housing for the elderly
  • Section 811 supportive housing for a person with disabilities
  • Low Income Housing Tax Credit
  • USDA Rural Development Section 515 Apartments

Find Low-Income Housing Without The Waiting List

It’s possible to get low-income housing with no waiting list of your choice by following some of the steps below to get your own rental space.

  • Research online
  • Finding accommodation in less populated cities
  • Share your story
  • Submit income proof and other papers
  • Keep regular communication with PHA

Other Ways To Get Low-Income Housing with No Waiting List

As you are trying heart and soul but you are not getting anyone or your need is urgent on a faster basis. In this case, you must have different options at your fingertips and you must choose the best and most affordable one as soon as possible.

This means that the government program may not be available for different reasons or you may have to wait longer.

You may not be able to qualify for the government’s affordable housing program for any other reason. Then you may need to choose other options as there are more options for affordable housing.

  • The Salvation Army
  • Volunteers of America
  • Catholic Charities
  • Homeless Prevention and Rapid Rehousing
  • Lutheran Services in America
  • Mercy Housing
  • Interfaith Hospitality Network
  • Local Churches

Shorter Waiting List In Less Populated Towns

It is common to believe that overcrowding is seen in the busiest city. In this city, housing assistance for low-income people may take longer due to the innumerable demands. But your choice may be different. You may want to live in less populated cities where the availability of housing is much greater.

Low-income Housing With No Waiting List Programs
Low-income Housing With No Waiting List Programs

where there are fewer requests than in the houses, there will be no waiting list. For example, Houston is a city with 4 million people. You can apply for a Section 8 housing choice voucher without a waiting list.

The overcrowded city is surely surrounded by less populated towns where house rents are a bit lower. This place to live can be a good option without a waiting list and it is possible to obtain it by submitting an application. So you can search these cities and just go to to get your cities easily.

FAQs On Low-Income Housing With No Waiting List

So there are frequently asked questions that so many people often ask for information. For that, we have compiled these answers to make sure you can learn more.

How do I get information on low-income housing with no waiting list?

It is true that for any type of assistance program from either government or non-profit organization, you need accurate and authentic information.

For this, you should visit the government website and process to get started.

More importantly, you should visit the non-profit organization and need to know their eligibility criteria, terms, and conditions for getting assistance.

It is also important to seek help from your dear ones who have already got low-income housing with no waiting list and they have extensive knowledge of government and non-government programs.

So you may reach any housing expert who deals with housing-related law and knows this extensively on low-income housing.

How do I qualify for affordable and low-income housing with no waiting list?

It’s a great deal to quickly qualify for affordable, low-income housing. There are a number of factors that can help you qualify quickly for affordable, low-income housing with no waiting list.

These include having a set level of income, not occupying permanent accommodation, or having sold your house so many years ago, and you cannot afford to buy a property currently.

Additionally, you should have a very tough reality that can convince anyone that you need low income housing ASAP for the sake of your life and your family.

What is the most section 8 will pay?

Section 8 is the government program to enable low income people to have a sweet life as their basic needs. When they cannot afford to pay the rent in full, Section 8 helps to pay the rent. This voucher covers the percentage of the total rent and it comes between 30% and 40% on his rental income.

How long is the section 8 waiting list?

Section 8 vouchers can have a long waiting list and this can be 10 to 20 years long. For this, new applications can be closed permanently and this can be effective in county and city housing programs.

Can a single person get section 8?

When you are single, you also suffer from crisis and cannot afford to rent a house. In this case, Section 8 may be a good program to help you complete Section 8. Thus, you may also qualify for Section 8 even if you should not have children as part of the eligibility criteria. .


Low-income housing can be easy to obtain provided you follow the necessary steps and do plenty of research in the state or city where you plan to apply.

It is also important to provide accurate information about previous or current housing status, income level, family, and other documents needed to be eligible for low-income housing with no waiting list programs and even to be on the housing list.

You must provide accurate and genuine information such as your income, previous housing status and more additional documents to ensure that the process is so fast and fast to get low-income housing with no waiting list.

Online Payday Loan Instant Approval | Apply Now For Fast Approval

Online Payday Loan Instant Approval. Get quick cash advance $100, $500, $1,000 within 1 hour. Apply now for a quick decision on guaranteed approval online payday loans.

Apply For Online Payday Loan Instant Approval

  • Need an online payday loan instant approval? Need to reimburse an emergency? Do you have a bad credit score?
  • Loans up to $1000 with a quick approval decision.
  • If your loan application is approved, the money can be deposited the same day or the next day.
  • Take out a loan now and meet your emergency expenses. Bad credit is OK!


What is Payday Loans?

Payday loans is a short-term loan that is used to bridge your finances until your next pay date.

Payday loans are great for unexpected bills or when you run out of money before your next cash arrives. They should only be used for short-term financial needs

Online Payday Loan Instant Approval

Online Payday Loan Instant Approval
Online Payday Loan Instant Approval

Apply For A Payday Loan Online

InstantPaydayLoansOnline contacts multiple lenders once you submit your loan agreement to secure your money. Our application form is simple to use and easy to complete in less than 5 minutes.

The deposit can arrive as early as the same day if applied early enough. Generally this should be the next day or in the event of a public holiday or weekend the next working day. If you are lucky, you can get loans within hours

Online Loans From Direct Lenders

Your loan request is instantly sent to direct lenders who then come back to you with an offer. Our lenders are specialists and make quick decisions to help you with your emergency.

InstantPaydayLoansOnline knows quick cash is what you are looking for, our direct lenders are here to help. We are similar to sites like, CheckCity.

Before signing with a direct lender, make sure you are happy with the rates and terms and understand the repayment due date.

Get A Loan Online With Quick Approval

You can qualify for a loan in as little as 24 hours. This is because instant loans have a simple application process that takes minutes. There is also no paperwork needed when you apply for the loans online.

Same Day Cash Advance Loan

Same Day Cash Advance Loan
Same Day Cash Advance Loan

Apply by 11:30 a.m. EST on weekdays and funds will likely be deposited the same day by 5:00 p.m. local time.

Loans submitted after 11:30 a.m. EST on weekdays are likely to have funds deposited the next business day.

Applying over the weekend are likely to have funds deposited by Monday 5:00 p.m. local time.

Requests during holidays are fulfilled the next business day.

Online Payday Loan Instant Approval Regulator

Yes, the Consumer Financial Protection Bureau decides what is allowed in terms of interest, personal loan amounts and repayments. This varies from state to state. You can see the amounts here

Read our reviews on Trustpilot then go for short term loans.

Online Payday Loan Instant Approval With Bad Credit

We accept applications from borrowers with bad and poor credit scores. There are other factors that dictate whether you will receive a loan and this should not deter you from applying for a loan.

Online payday loan instant approval with bad credit must meet basic loan criteria. Lending decisions and repayments are decided based on your ability to repay, not your credit history.

Basic contact information such as being at the same address, proof of source of income, increases your chances of approval for small amounts of money.

Am I guaranteed a loan?

The majority of our clients are financed for a loan but nothing is guaranteed. You must meet the basic requirements to qualify, but there are other reasons why your application might be rejected.

Why was the loan application rejected?

The most common reasons for online payday loan instant approval refusal are:

* Insufficient income
* Missed payments, recent defaults or late payments
* Amounts owed on outstanding payday loans or rollovers
* Not having been employed long enough
* You are paid in cash
* You don’t have a bank account

What are the conditions for a online payday loan instant approval?

  • Be a US resident or citizen
  • Being older than 18
  • Have an income of $1200 or more
  • Have an SSN (Social Security Number)
  • A working email address
  • Active checking account and phone number
  • A current identity card

Payday Loans With No Credit Checks

Payday Loans With No Credit Checks

Payday loans do not have a firm credit check. This means that lenders do not query your credit score like traditional lending institutions do. If you apply through InstantPaydayLoansOnline, our lenders are more interested in your ability to repay than your credit score.

Loan For Unemployed

Even if you are unemployed, you can get a loan. The objective is to be able to prove all forms of income to satisfy the monthly minimum. Social security or disability benefits can be an additional source of income. Additionally, alimony or regular financial payments from other sources will help you qualify for a loan.

Other Types Of Online Loans

InstantPaydayLoansOnline offers a wide assortment of personal loans. Usually they are short-lived.

Payday loans, cash advances, cash advances, lines of credit, personal loans, credit loans and any cash loans you need to solve your problem.

We also offer long-term financial solutions such as installment loans, title loans and loan consolidations. First, you choose your loan type and the state you live in.

After that, you will then be told what type of loan is allowed in your state.

Each state has its own legislation and as we are a broker it is up to you to check the details carefully before signing.

You need to understand loan fees and terms and conditions.